Fixed Rate Commercial Mortgage Loans
Commercial Mortgage Lender
20+ YEARS OF COMMERCIAL LENDING EXPERIENCE
Direct Commercial Funding Inc. is an equity-based, private commercial lender with delivered capital and unsurpassed service to the Commercial Real Estate community for 20 years and counting.
Our corporate office is located in the business district of beautiful downtown Houston, Texas, and funds loans in all 50 States as well as Internationally.
Fixed Rate Commercial Mortgage Loans
Benefits Of Fixed Rate Commercial Mortgage Lending
Long term commercial fixed rate financing is still available. These loans are structured with fixed rates from 5, 10 and even 30 years. On our popular 30 year fixed loan, the rate and amortization schedule is the same, ie 30 year fixed, with a 30 year amortization schedule, similar to a residential loan. Actual interest rates and fees are also competitive.
Fixed rate commercial mortgage makes budgeting and planning easier for your business.
Fixed rate commercial mortgage products are mortgages that have a fixed interest rate and payment for the full term of the loan. These loans make it easier to budget, especially over the long term, and offer stability across an ever-fluctuating market.
It is vital for businesses to know their exact costs each year, and the mortgage rates can be fluctuating on a yearly basis, so a business could easily end up paying higher interest within a few years on their loans.
Typical properties include: Multi-family, Apartments, Anchored, Unanchored Retail, Hotels, Motels, Offices Buildings, Light-Industrial, Self-storage and more.
Term: Typically 5 to 30 year maturities.
Rate: Interest rates set at spreads usually ranging from 150 to 275 basis points over corresponding Treasuries, depending on property type and underwriting criteria.
Loan to Value: Subject to underwriting criteria, generally up to 90% LTV.
Additional features such as: Prepayment, assumption, liability and amortization will be thoroughly explained once you’ve contacted a lending representative from your free matched list of funding sources.
